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 Benefit Highlights for 2015

 Open enrollment starts September 15 and ends October 10. It is your once-a-year opportunity to review options and make additions, changes or deletions to your benefits for 2015.

 

Our goal is to keep you well informed about new and existing benefit options. You will be receiving a variety of communications about benefits before and during the open enrollment period. During this time we encourage you to review the information, visit provider websites and contact your campus benefits office if you have questions.  In addition we are having a Health and Benefits Fair on September 25, 2014.  This will provide an opportunity for you to discuss with our benefits and health providers any changes you might be interested in pursuing. 

Health and Benefits Fair

September 25, 2014, 12pm – 2pm

New Athletics/Aquatics Center

We're here to help you navigate the open enrollment process so you choose benefit plans that best fit your needs. That way, even when you're not thinking about them, you can be sure you and your family are well covered—which makes all the difference.

Health Plan Options – CalPERS will continue to offer the same health plans in 2015.  United Health Care is now available in Solano County.  The specific plan details and change in service areas can be viewed on the CalPERS website at: www.calpers.ca.gov.  The premiums for health plans will be adjusted for 2015 to reflect the change in health care costs. Please reference the 2015 Health Plan rates at 2015 Health Plan Rates.  Please make sure to review the new rates to know your contribution for 2015.  Below is a list of the plans for this area and the price changes.  Through the Tax Advantage Premium Plan (TAPP), health premiums are deducted on a pre-tax basis.

Health Plan

Plan Type

Plan Code

Enrolled

Price +/(-)

Anthem Blue Cross Select California

HMO

181/195

Emp. Only

Emp. +1

Emp. +2 or more

$ .0

$5.84

($2.01)

Anthem Blue Cross Traditional California

HMO

180/194

Emp. Only

Emp. +1

Emp. +2 or more

$43.98

$85.96

$102.14

Blue Shield Access+ California

HMO

141/205

Emp. Only

Emp. + 1

Emp. +2 or more

$43.98

$85.96

$102.14

Blue Shield NetValue California

HMO

042/146

Emp. Only

Emp. +1

Emp. +2 or more

$15.36

$94.72

$137.94

Kaiser Permanente California

HMO

056

Emp. Only

Emp. +1

Emp. + or more

($19.61)

($85.14)

($120.29)

PERSCare

PPO

278

Emp. Only

Emp. +1

Emp. +2 or more

$7.20

$12.40

$6.52

PERS Choice

PPO

222

Emp. Only

Emp. +1

Emp. +2 or more

($1.53)

($34.16)

($54.01)

PERS Select California

PPO

045

Emp. Only

Emp. +1

Emp. +2 or more

$ .0

$ .0

 $2.37

Delta Dental - We are pleased to continue offering eligible CSU employees and dependents dental coverage through Delta Dental. There are two plans available: Delta Dental PPO (indemnity plan) and DeltaCare USA (prepaid plan). The monthly premiums for these plans are fully paid by the CSU and can be reviewed at 2015 Dental Plan Summary.pdf.  For more information about Delta Dental, please visit www.deltadentalins.com/csu.

Vision Plan – You and your eligible dependents are automatically enrolled in the VSP vision plan. Monthly premiums are fully paid by CSU!  Eye care is an important component of an individual's overall health and well-being. For more information about this plan, please visit www.vsp.com/.

Flexible Spending Accounts – With a Dependent Care Reimbursement Account (DCRA and/or Health Care Reimbursement Account (HCRA) you set aside a portion of your pay on a pre-tax basis to reimburse yourself for eligible expenses. If you are currently enrolled in the (DCRA) and/or (HCRA), and wish to continue participation in the plan(s), you are required to re-enroll annually during open enrollment. Please use the form found at DCRA/HCRA Enrollment Form 2015 Plan Year for 2015 enrollments.

Voluntary Benefits – CSU offers a variety of voluntary benefits beyond health and wellness that are important parts of managing your life. You pay for the premiums for these plans through payroll deductions. 

 

Plan

Vendor

Website

Customer Service

Auto and Home Insurance

California Casualty

www.calcas.com/csu

866-680-5142

Critical Illness Plan

Aflac

www.aflac.com/csu

800-433-3036

MetLaw Legal Plan

Hyatt Legal Plan, Inc.

www.metlife.com/mybenefits

800-438-6388

Voluntary Accidental Death and Dismemberment Insurance

The Standard

www.standard.com/mybenefits/csu

 

800-378-5745

Voluntary Life Insurance

The Standard

Voluntary Long Term Disability

The Standard

 

All of the above voluntary benefit plans, with the exception of the MetLaw Legal plan, allow employees to enroll throughout the year. Additional information regarding these voluntary benefit plans and how to enroll can be found on the CSU Systemwide Benefits Portal at: www.calstate.edu/hr/benefitsportal/.  For plan rates please see Voluntary Plan Rates.  

 

MetLaw Legal Plan - This is your annual opportunity to enroll in the MetLaw Legal Plan for a low monthly premium of $19.70. The MetLaw Legal Plan offered by Hyatt Legal Plans, Inc., provides representation for many personal legal services for employees and their eligible dependents. For plan specifics, please visit: www.metlife.com/mybenefits.

 

FlexCash – If you waive the CSU medical/and or dental coverage because you have other non-CSU coverage, you can receive additional cash in your paycheck each month. If you waive medical coverage, you will receive $128 per month and if you waive dental, you will receive $12 per month.

 

Additional information regarding all of the CSU core and voluntary benefit plans can be found on the CSU Systemwide Benefits Portal at: www.calstate.edu/hr/benefitsportal/. This is your once-a-year opportunity to evaluate and make necessary changes to your benefit programs, unless you experience a mid-year Qualifying Life Event.

 

Take Action:

  • Carefully review all Benefits Plan Options and Costs before making any enrollment decisions for you and your family members.
  • Open Enrollment election forms are due to the campus benefits office by October 10, 2014.
  • Please contact the vendor directly to enroll in any of the voluntary benefits. 
  • If you have any questions regarding open enrollment, please contact the campus Benefits Office at: 707-654-1021.  
 

 Important 2015 Benefit Documents

Benefits Enrollment Form2015 Basic Plan Rates
2015 Dental Plan Summary2015 Benefit Health Summary
Voluntary Plan RatesHealth Program Guide