There are two (2) general types of health plans available:
Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs).(CalPERS)
- Blue Shield Access + HMO
- Kaiser Permanente
- PersCare and PersChoice
- Anthem/Blue Cross (for PersCare and PersChoice)
Below, please find a health benefit rate comparison chart that you may need to determine which plan best meets the needs of you and/or your family.
New Enrollments: Employees have 60 calendar days from the date of eligibility to enroll in health benefits via the normal enrollment process. In order to enroll, employees must complete an Enrollment Worksheet available in Human Resources. If you are enrolling a spouse and or registered domestic partner to your health insurance, please attach a copy of your marriage certificate or Affidavit of Domestic Partnership.
Dependent Eligibility: CalPERS
Open Enrollment: If you wish to change health plans you may do so during the open enrollment period, between September and October with an effective date of January 1.
C.O.B.R.A.: You may elect to cancel your health insurance at any time. If you become ineligible because of a reduction in time base you may continue your coverage under the provisions of COBRA. If your dependents become ineligible the coverage may be continued under the provisions of COBRA. Please contact the Department of Human Resources for additional information.
Direct Pay: If you are on a formal leave of absence without pay or are in an approved non-pay status you may elect to pay the full premium for your coverage. Please contact the Department of Human Resource for additional information.
FlexCash Plan: Eligible employees may waive CSU group health in exchange for cash if you have other non-CSU coverage.