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(Updated 11/30/2018)

Financial Aid Information


Who is Eligible for Financial Aid?

Almost anyone who needs financial assistance to attend California State University Maritime Academy may receive financial aid - all students are encouraged to apply. Students apply using the Free Application for Federal Student Aid or FAFSA at www.fafsa.gov.  

These are the basic eligibility requirements for financial aid:

  • be a U.S. citizen or eligible non-citizen;
  • be registered with the Selective Service (if required);
  • be enrolled or accepted for enrollment as a regular matriculated student in a degree program;
  • be making Satisfactory Academic Progress;
  • not owe a refund on a federal grant or be in default on a federal education loan;
  • not have been convicted of a drug related violation while receiving federal student aid.

How is my eligibility for aid determined?

The information reported on the FAFSA is used to calculate an Expected Family Contribution (EFC). The EFC is not the amount of money that your family must provide. Rather, the EFC is used as an index that colleges use to determine the amount of aid for which you may be eligible.   Most federal, state, and institutional grants and subsidized loans are awarded based on financial need.  Financial need is calculated as follows:


Cost of Attendance (COA)


Expected Family Contribution (EFC)


Financial Need


After subtracting the expected family contribution and other resources from the cost of attendance, the remaining amount (if any) is the eligibility for need based financial aid. If you have no financial need, you still have options for loans for which you and your parents may be eligible.

What's included in the Cost of Attendance?

The Cost of Attendance (COA) includes tuition and fees, living expenses such as room and board, books and supplies, transportation costs, and miscellaneous personal expenses. The amounts listed are estimated and are subject to change. The Estimated Cost of Attendance listed below reflects the costs for the 2018-19 academic year. 


2018-2019 Estimated Cost of Attendance for Entering Undergraduate Students




With Parents/Relatives

Tuition and Fees




Health Insurance*




Food and Housing1




Books and Supplies












Loan Fees**




Uniform (first year only)‡




Orientation Fee (first year only)




Total California Resident Budget






† Cal Maritime is a residential campus. All unmarried students under the age of 26 are required to live on campus and participate in a meal plan throughout the duration of their education at the university.

‡ $350 of your $500 deposit will be applied toward the total cost of your uniform. 

* Health insurance is mandatory. If a student cannot verify appropriate health insurance coverage by the deadline established by the Student Health Center, a total of $1,858 will be charged for enrollment in the campus health insurance plan. (The health insurance contract for 2019-20 has not yet been signed and the figure listed above is subject to change).

** Federal Direct Subsidized and Unsubsidized Loans have an interest rate of 5.05% for 2018-2019. Interest rates for 2019-20 will be determined on July 1, 2019. 

  • Fees include Tuition ($5,742), and mandatory campus fees.
  • Non-California residents within the Western Undergraduate Exchange (WUE) program are not charged a non-resident fee, but are charged a WUE premium of $2,872 per year.
  • Non-California residents who are not part of the Western Undergraduate Exchange (WUE) program are charged an additional non-resident fee of $396 per semester unit.

The CSU makes every effort to keep student costs to a minimum. Fees listed in published schedules or student accounts may need to be increased when public funding is inadequate. Therefore, CSU must reserve the right, even after fees are initially charged or initial fee payments are made, to increase or modify any listed fees. All listed fees, other than mandatory systemwide fees, are subject to change without notice, until the date when instruction for a particular semester or quarter has begun. All CSU listed fees should be regarded as estimates that are subject to change upon approval by the Board of Trustees, the Chancellor, or the Presidents, as appropriate. Changes in mandatory systemwide fees will be made in accordance with the requirements of the Working Families Student Fee Transparency and Accountability Act (Sections 66028 - 66028.6 of the Educational Code).


1Final on-campus charges are pending administrative review.

Training Ship Golden Bear (TSGB) Cruise and International Experience (IE)

The costs associated with TSGB and International Experience are not factored into the standard budget. Enrollment for TSGB and IE occurs during the Summer Term and are subject to tuition and fees. The cost for these programs for Summer 2020 have yet to be finalized, but students and parents can estimate to spend between $5,000 - $6,000. Financial Aid may be available for qualifying students to help with the costs associated with enrollment in those programs.

How can I get more information about financial aid?

Information can be found on our website at  https://www.csum.edu. Answers to commonly asked questions can be viewed at https://www.csum.edu/web/financial-aid/faqs. You can also e-mail us at  finaid@csum.edu  or call us at 707-654-1287. 

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