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Cost of Attendance and Financial Aid Information

Who is Eligible for Financial Aid?

Almost anyone who needs financial assistance to attend California State University Maritime Academy may receive financial aid - all students are encouraged to apply. Students apply using the Free Application for Federal Student Aid or FAFSA at www.fafsa.gov.  

These are the basic eligibility requirements for financial aid:

  • be a U.S. citizen or eligible non-citizen
  • be registered with the Selective Service (if required)
  • be enrolled or accepted for enrollment as a regular matriculated student in a degree program
  • be making Satisfactory Academic Progress
  • not owe a refund on a federal grant or be in default on a federal education loan
  • not have been convicted of a drug related violation while receiving federal student aid.

How is my eligibility for aid determined?

The information reported on the FAFSA is used to calculate an Expected Family Contribution (EFC). The EFC is not the amount of money that your family must provide. Rather, the EFC is used as an index that colleges use to determine the amount of aid for which you may be eligible.   Most federal, state, and institutional grants and subsidized loans are awarded based on financial need.  Financial need is calculated as follows:

Cost of Attendance (COA)

MINUS

Expected Family Contribution (EFC)

And other resources (such as scholarships)

EQUALS

Financial Need

After subtracting the expected family contribution and other resources from the cost of attendance, the remaining amount (if any) is the eligibility for need based financial aid. If you have no financial need, you still have options for loans for which you and your parents may be eligible.

What's included in the Cost of Attendance?

The Cost of Attendance (COA) includes tuition and fees, living expenses such as room and board, books and supplies, transportation costs, and miscellaneous personal expenses. The amounts listed are estimated and are subject to change.

2015-2016 Estimated Cost of Attendance for Entering Undergraduate Students

 

On-Campus

Off-Campus

With Parents/Relatives

Tuition and Fees

$6,816

$6,816

$6,816

Health Insurance*

$1,798

$1,798

$1,798

Food and Housing1

$12,200

$11,984

$4,770

Books and Supplies

$1,636

$1,636

$1,636

Transportation

$855

$1,269

$1,125

Personal/Miscellaneous

$1,392

$1,392

$1,392

Loan Fees**

$50

$50

$50

Uniform (first year only)‡

$1,838

$1,838

$1,838

Orientation Fee (first year only)

$385

$385

$385

Total California Resident Budget

$26,440

$27,168

$19,810

 
  • Fees include Tuition ($5,472), Health Services Fee ($680), Associated Student Body Fee ($210), Health Facility Fee ($14), Campus ID Fee ($30), Instructionally Related Activity Fee ($130), Recreation Athletic Fee2 ($250), and Transportation Fee2 ($30).
  • Non-California residents who are not part of the Western Undergraduate Exchange (WUE) program are charged an additional non-resident fee of $372 per semester unit.
  • Non-California residents within the Western Undergraduate Exchange (WUE) program are not charged a non-resident fee, but are charged a WUE premium of $2,736 per year.


† Cal Maritime is a residential campus. All students are required to live on-campus unless petition is granted to live-off campus by the Office of Residential Life.  An explanation of the petition policies and procedures can be found at https://www.csum.edu/web/campus-life/off-campus-housing-policy-and-petition. 

‡ You will need to make an appointment with the bookstore for a uniform fitting after submitting your Enrollment Deposit.  $350 of your $500 deposit will be applied toward the total cost of your uniform. You need to plan to pay the balance of your uniform, which is due at your fitting appointment, prior to receiving your financial aid disbursement.  You will be able to take all non-tailored items with you when you leave that day. Items requiring alterations will be available for pick up two weeks after your fitting.

* Health insurance is mandatory. If a student cannot verify appropriate health insurance coverage by the deadline established by the Student Health Center, a total of $1,798 will be charged for enrollment in the campus health insurance plan. (The health insurance contract for 2015-16 has not yet been signed and the figure listed above is subject to change).

** Loan fees are a required component of the estimated cost of attendance. Federal Direct Subsidized and Unsubsidized Loans have an origination fee of 1.073%. The loan fees listed are an average based on Subsidized and Unsubsidized Loan borrowing activity for the 2014-15 year.

1Final on-campus charges are pending administrative review. 

2Fees tentative pending a vote by the student body.


California State University makes every effort to keep student costs to a minimum. Fees listed in published schedules or student accounts may need to be increased when public funding is inadequate. Therefore, CSU must reserve the right, even after initial fee payments are made, to increase or modify any listed fees, without notice, until the date when instruction for a particular semester or quarter has begun. All CSU listed fees (e.g., Tuition) should be regarded as estimates that are subject to change upon approval by The Board of Trustees.

 

Training Ship Golden Bear (TSGB) Cruise and International Experience (IE)

The costs associated with TSGB and International Experience are not factored into the standard budget. Enrollment for TSGB and IE occurs during the Summer Term and are subject to tuition and fees. The cost for these programs for Summer 2016 have yet to be finalized, but students and parents can estimate to spend between $4,000 - $6,000. Financial Aid may be available for qualifying students to help with the costs associated with enrollment in those programs.

How can I get more information about financial aid?

Information can be found on our website at  www.csum.edu. You can also e-mail us at finaid@csum.edu  or call us at 707-654-1287. 


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