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Affordable Care Act (ACA)

 
Per the Affordable Care Act (ACA), the CSU is required to offer health coverage to employees (and any eligible dependents) who work an average of 130 hours (or .75 FTE) or more per month.  An eligible employee can select enrollment in a CSU health (medical only) plan sponsored by CalPERS or FlexCash (in lieu of health coverage), which is an additional $128 per month. If choosing to enroll in FlexCash, employees must provide certification of coverage
 
Health coverage (or FlexCash) will be effective the following month after the date of hire. The employee and eligible dependents would have access to health coverage for the next 12 months as long as s/he is actively employed and the time base does not drop below .75 FTE.  Should the employee separate from the University prior to the end of the 12-month period, s/he will be offered COBRA for continuation of health coverage.
 
Please review the 2017 Health Benefit Summary and applicable 2017 Medical Plan Rates for assistance in selecting a health plan. 
 
Forms to be completed and submitted to Human Resources: 
 
Effective Date of Coverage: If you enroll on or before the last day of the pay period in which you are appointed, the effective date of medical coverage will be the first day of the following month.
 
Enrollment Period: You have 60 calendar days from your appointment date to enroll in benefits.
Please contact Barbara Reece in Human Resources at breece@csum.edu or at 707.654.1021 with any questions. 
 
If you do not have access to medical coverage you may be eligible for coverage under the Covered California marketplace. Covered California offers coverage to individuals that are not eligible for coverage through the CSU, another employer or the government program. 
 
Covered CA is the new online marketplace for affordable, quality health insurance. At CoveredCA.com you can:
  • Compare health insurance plans
  • Determine how much financial assistance you may receive
  • Learn about your options, benefits and costs
You and your family may get financial assistance in paying the costs of insurance coverage. Covered California will also enable consumers to compare and choose health coverage that best fits their needs and budget. All will get a choice of insurance companies and a choice of benefits.
 
Under the new law, many families will be eligible for financial assistance in purchasing insurance. That assistance will be provided on a sliding scale, giving more support for those who earn less.
 
But to receive that assistance you must purchase your insurance through Covered California.
 
For information about Covered California, to learn if you may be eligible for financial assistance, and for enrollment information, visit Covered CA.

 


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