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CalPERS Medical Benefits in Retirements

Employees are eligible for CalPERS retiree health and dental benefits if all the following apply:
  • Employees are vested after five years of credited service and are eligible to retire at age 50 or 52 depending upon CalPERS formula, and
  • Eligible for lifelong health and dental benefits for themselves and their eligible dependents at the time of separation from CSU employment, and
  • Eligible to enroll in health and dental benefits if enrolled in FlexCash at the time of separation from CSU employment, and
  • Retire within 120 days of separating from CSU employment.
The State continues to pay a share of the medical premium. Dental premiums continue to be paid for by the CSU. Dental benefits are reduced to basic coverage upon retirement.
(Exception: FERP annuitants remain in dental enhanced coverage until completion of FERP appointment)

Other Retirement Benefits

Vision, Employer-Paid Life Insurance and Various Voluntary Benefits
  • Vision Insurance does not automatically continue into retirement. Vision insurance is a voluntary benefit and to continue it into retirement an employee must request enrollment by completing the VSP Retiree Vision Enrollment Form. Once enrolled, the premiums will be deducted from the former employee's retirement check.
  • Employees may port the employer-paid life insurance plan, voluntary life insurance plan, and critical illness plan and pay for premiums once retired. Employees must already be enrolled in these plans at the time of retirement.
For more information regarding benefits into retirement, employees may contact Human Resources or visit CalPERS Online.

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