IPP (Installment Payment Plans)

Installment Payment Plan (IPP) - Fall & Spring ONLY

Fall 2025 Installment Payment Plan (IPP) will be available starting August 5, 2025

The Installment Payment Plan (IPP) is designed to help students manage the cost of higher education by offering a convenient, no-interest payment option. Administered by the university, the IPP divides total semester charges—including tuition, fees, housing, and dining—into three equal monthly installments, making it easier for students and their families to budget and plan ahead.

Important Information:
The IPP is only available once a student is officially enrolled and receives their Fall 2025 Billing Statement.

To participate in the IPP, students must:

  1. Email the Cashier's Office at cashier@csum.edu to express interest in enrolling in the plan.

  2. Once eligibility is confirmed, an Adobe Sign form will be sent to the student to complete and sign.

  3. Students are required to complete and sign the Installment Payment Plan application form during the enrollment period and submit the first installment (which is one-third of eligible charges, plus a $50 nonrefundable administrative fee) by the first due date. Tuition, campus-based fees, and the administrative fee must be paid in full upfront.
A new application is required each semester.
Eligibility:

Students must meet all of the following conditions to qualify:

  • Enrolled in an undergraduate program (not including Open University or Graduate Students in Extended Learning courses)
  • Enrolled in current semester courses
  • Have current semester charges of $400 or more after financial aid
  • All prior semester balances must be paid in full

Students receiving Financial Aid must subtract their aid from total charges. If the remaining balance is $400 or greater, they may use the IPP.

Payment Details:

Your Installment Payment Plan agreement is not active until the first payment has been received. Payments can be made through:

  • Online payments via Transact Payments (ACH or credit card)

  • By check

  • In person at the Cashier's Office (Administration Building)

🔔 Please be aware that Cal Maritime is a cashless campus—cash payments are not accepted.

Important Links:

Fall 2025 and Spring 2026 Tuition and Fees

Cal Mairitme Academy Cost of Attendance

 

      Frequently Asked Questions

Missing a payment may result in a $25 late fee and accounting hold on your student account, which can prevent you from registering for classes, accessing transcripts, or receiving your diploma.

No, as long as your first IPP installment is paid on time. However, continued missed payments will lead to late fees and registration holds.

Yes! You can pay your upcoming installments early if you’d like. There is no penalty for early payment, but the payment must match or exceed the scheduled amount to stay current with your IPP.

Once you've enrolled and made the first payment, the IPP cannot be canceled mid-semester. You are responsible for completing the remaining payments on time. Exceptions may be reviewed on a case-by-case basis (e.g., full withdrawal from the university).

If you decide to pay your full semester balance after enrolling in the Installment Payment Plan (IPP), here’s how it works:

  • You may request to cancel your IPP enrollment before the first due date. If approved and no payments have been made, the $50 administrative fee may be waived.

  • If you have already made your first installment payment or the first due date has passed, the $50 fee will not be refunded or removed.

  • Additionally, if your tuition and fees are not paid in full by the tuition due date, and you do not complete the IPP payments as agreed, your account may be subject to late fees and holds.

No, the IPP only covers tuition, campus-based fees, housing, and dining included in your initial billing statement. Optional or late-added charges (like parking permits or added classes) must be paid separately and in full.

If your enrollment changes and your charges decrease, your remaining installment amounts may be adjusted. If your charges increase, your next installment(s) may be recalculated to reflect the higher balance.

Please contact the Cashier's Office to confirm how your IPP will be affected.

Yes. Authorized users can make payments through Transact Payments if the student grants them access.

No. The university does not send reminder emails for upcoming IPP due dates. It is the student’s responsibility to track and make payments on time. However, if a payment is missed, an email notification will be sent to inform the student of the late payment and any resulting account impacts.

No. The Installment Payment Plan is only available for the Fall and Spring semesters. Summer term charges must be paid in full by the published due dates.

Important Notice Regarding Fee Amounts

The CSU makes every effort to keep student costs to a minimum. Fees listed in published schedules or student accounts may need to be increased when public funding is inadequate. Therefore, CSU must reserve the right, even after fees are initially charged or initial fee payments are made, to increase or modify any listed fees. All listed fees, other than mandatory systemwide fees, are subject to change without notice, until the date when instruction for a particular semester or quarter has begun. All CSU listed fees should be regarded as estimates that are subject to change upon approval by the Board of Trustees, the Chancellor, or the Presidents, as appropriate. Changes in mandatory systemwide fees will be made in accordance with the requirements of the Working Families Student Fee Transparency and Accountability Act (Sections 66028 - 66028.6 of the Education Code).